Yamaguchi & Yamaguchi, Inc.The FHA keeps a roster of approved appraisers for each state - Yamaguchi & Yamaguchi, Inc. is on the roster of approved appraisers for HI. If you have an FHA-secured loan, be sure to call Yamaguchi & Yamaguchi, Inc., as we are approved and certified to produce FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Contact us today if you need to get an appraisal done on an FHA-insured loan. An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is secure in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to assist low-to-moderate income buyers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are exceedingly helpful to consumers with less starting capital. |